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We've Got A Loan To Meet Your Needs

Whether you're looking forward to a vacation, purchasing a home, or in need of financing for your business or agricultural operation, Citizens National Bank stands ready to serve your credit needs. Citizens offers a variety of loan products which can be customized to fit your particular situation. Our loan officers have the experience and know-how to make your borrowing experience a positive one giving you the service and attention you deserve.


Consumer Loans

If you're looking for a new car, fixing up your home, or need money for college, emergencies, or other personal expenses a consumer loan is the right loan for you. Consumer loans are traditionally installment loans that have a fixed monthly payment over a specific period of time.

Operating Lines of Credit

Commercial Lines of Credit offer the flexibility and convenience you need in your operation. A preapproved line of credit offers you the ability to finance on an annual basis and to make payments based on your individual cash flow. Operating Lines of Credit are borrower friendly and fit nicely into any operator's financial plan.

Real Estate Loans

If you've been thinking of purchasing that dream home or purchasing that quarter of land for your expanding farming operation, Citizens National will help you with your purchase. Several financing options for real estate loans are available depending on your individual situation including balloon, long term, or variable rate.


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Please give us a call or stop by one of our offices today to discuss your credit needs. We're here to serve you!

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